The first practical steps after a bereavement
A calm way to organise the first calls, documents, money changes and support after somebody dies.
Last reviewed: 21 July 2026 · UK guidance
In brief
After somebody dies, grief and administration arrive together. You may be asked to make decisions, find documents and contact organisations while concentration and memory are at their lowest.
You do not need to do everything immediately. Follow the official route for the circumstances, choose one person to keep notes and separate urgent tasks from jobs that can wait.
Start with the official first step for the circumstances
The process depends on where and how the person died, whether a coroner is involved and which UK nation applies. Use the GOV.UK step-by-step route or the relevant national guidance rather than relying on a general checklist from memory.
Ask the hospital, GP, registrar or funeral professional what document or appointment comes next. Write down the name, date and reference number.
Use Tell Us Once where it is available
Tell Us Once can notify many government organisations and the local council after a death has been registered or reported to a coroner and the required reference has been issued. It is available for people who were living in England, Scotland or Wales, with different arrangements in Northern Ireland.
It does not contact every private organisation. Banks, insurers, landlords, utility providers, employers and private pensions may still need separate contact.
Protect money and essential household services
Do not cancel every payment immediately. First identify which accounts keep the home, insurance, phone, energy or care arrangements running.
- Check whether income or benefits will change
- Tell the council if Council Tax or housing support may change
- Contact banks and providers through official bereavement teams
- Ask about funeral-cost help before borrowing
- Get advice before distributing money or dealing with an estate you do not understand
Create one record of calls and documents
Use one notebook, folder or secure phone note. Record who was contacted, what they asked for, what was sent and when you should hear back.
Ask organisations to confirm steps in writing. You can say that you are recently bereaved and are finding it hard to process long verbal instructions.
Leave space for grief and support
Practical tasks can sometimes delay the emotional impact. There is no correct timetable for grief. Ask for help if sleep, food, safety, caring responsibilities or daily functioning are becoming unmanageable.
A bereavement service, GP, trusted person, faith or community group can support you without taking over decisions you want to make yourself.
Words for a bereavement call
Use with a bank, provider, council, pension scheme or other organisation.
I am contacting you because [name] has died. I am finding it difficult to manage long calls and several instructions at once. Please explain the first action, the documents you need, whether the account or service must stay active for now, and what you will confirm in writing. My reference is [reference if known].
A practical checklist
- Use the official step-by-step route for the circumstances and UK nation.
- Choose one person or place to keep notes.
- Use Tell Us Once if it is available and suitable.
- List private organisations that still need contact.
- Protect essential household services before cancelling payments.
- Ask for written confirmation and extra time where possible.
- Seek emotional or practical support if daily life is becoming unmanageable.
Check the current information
Use these official or specialist pages to confirm current rules, availability and contact details.
gov.uk
Open the step-by-step guidegov.uk
Read about Tell Us Oncecruse.org.uk
Read Cruse practical supportSelf Help sheets that may make this easier
Use one sheet if you want to organise your thoughts, prepare for contact or keep the next step somewhere you can return to.
Choose one next action
Use National Help to find bereavement or practical support, or save the first call and follow-up date in your Support Plan.
Use this with a HiddenHelp tool
Turn the information into one manageable next step.
HiddenHelp explains options and helps you organise a next step. It does not decide eligibility, provide emergency intervention, make awards, or replace regulated legal, medical, safeguarding or financial advice.