Life situation support
Debt and overwhelm
What to do when bills are piling up and your brain has had enough. This page keeps the steps practical, because the hardest part is often knowing what to try first.
Start with these checks
Priority debts, breathing space, Citizens Advice, StepChange, bill tracker printouts, supplier hardship teams and local welfare support.
- Use National Help to find trusted UK-wide and nation-specific routes without needing a postcode.
- Use the Bill Tracker if you need a simple printout for a provider, council or advice appointment.
- Save any step below into My Support Plan so you can come back later.