This month is ready to edit
Each month saves separately. If bills are copied from another month, edits here will not change the original month.
This copies last month’s bills into the month you’re viewing. Use it when most bills are the same each month. It will replace this month’s current bill list, so we ask first.
Money available this month
Fill in what you know. Leave anything blank if you are unsure. Savings buffer is treated as money you want to keep aside, not extra income.
Add a bill
Use the dropdowns where possible.
Easy bill view
This starts by showing one bill at a time so the page feels calmer on phones. Use “Show full view” if you want everything at once.
Month-by-month total
Save each month to build a gentle history over time.
Loan reality check
Not encouragement to borrow - just a simple way to see the full cost.
Share neat summary
Send a simple summary to yourself, a friend, carer, support worker, or partner.